Situation and eligibility for credit opportunities. Information is correct and up to date, and to track your credit account ![]() Important that you check your credit score regularly, to ensure your credit Credit reports are also used to calculate your credit score, verify your identity, and for other purposes within certain limits defined under the federal law of Nigeria. Other businesses and entities such as potential employers, landlords, insurance institutions, and lease companies, may also access your credit reports to help them decide if they would offer you a job, mortgage, expand your insurance covers, a lease, or provide you with cable TV, internet, utility, or cell phone service. Lenders also use your credit report to determine whether you’ll continue to meet the terms of an existing credit account. They ascertain your creditworthiness by conducting credit checks on you! Credit checks mean that your financial institution looks at information from your credit report to understand your financial behavior and determine your creditworthiness.īanks and other lenders access your credit report to inform their decision about your loan application whether or not they should loan you money and at what interest rates. They don’t check your marital status either. Your eligibility for the loan? Be rest assured that they don’t look at your face. Why Your Credit Report Is ImportantĪpply for a loan from a financial institution, how do you think they determine CreditRegistry offers credit reporting services. CreditRegistry is a credit bureau.Ĭredit reports contain information that includes but is not limited to name, date of birth, address, phone number, unique identification number, type of credit account(s), credit payment limits and balances, credit performance, credit score, and other public records. Credit Reports Are Obtained From Credit BureausĬredit bureaus, also known as credit reporting agencies, collect and store financial data about you that creditors, such as lenders, credit card companies, and other financial companies, submitted to them, and create credit reports with that information. Think of it as your school report, but instead of your coursesĪnd CGPA, this carries your loan paying history and your credit account Pay your bills, how much debt you owe, and how long you have been managing yourĬredit accounts. It is a detailed breakdown of your credit activity, such as loan paying history and the status of your credit accounts, prepared by a credit bureau.Ĭredit report includes a record of your loan accountability, how and when you get credit history report, experian credit report, credit reports from all 3 bureaus, my credit reports, free equifax credit report request, order free credit report equifax, free credit report, order credit report by phone. Think of a statement that shows your credit history? If so, then you’re on theĪ credit report is a detailed summary of your credit history and current credit situation. Credit Report Order - If you are looking for an easy way to find out your score then we can give you a reliable answer. ![]() Comes to your mind when you hear the term “credit report”? Does it make you
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